Whether you’re looking to purchase a new car, a used vehicle, or simply refinance a previous loan, Partners Financial FCU is prepared to help you discover, secure, and achieve more with the best auto loan for your lifestyle.
At Partners Financial FCU, we care about your new vehicle as much as you do. To help you initiate the smoothest experience possible, we have compiled a list of auto loan FAQs.
Applying for an auto loan through Partners Financial FCU can be done in a few simple steps.
Because all loan decisions are made within the branch, our loan officers can respond to your application within a few hours. Inquiries made during the weekend may require an additional day to be comprehensively processed.
Private sellers, dealerships, and previous owners are all considered to be approved sellers with Partners Financial FCU. A full list of approved PLUS dealerships can be viewed at your convenience on our AutoSMART portal. They will be indicated by their PLUS badge on our site interface.
Refinancing a previous loan may not only reduce your interest rates and term lengths but can drastically lower your monthly payments as well. You can estimate your refinanced monthly payments by using our auto loan calculator.
Partners Financial FCU members can make auto loan payments through their online banking portals. You can manually pay your monthly balance, or sign up for convenient automatic payments.
Your loan officer can set up automatic monthly payments for you. Members may also schedule loan payments through home banking or mobile banking.
Auto loan interest rates are determined by several factors, namely:
For a full list of the factors that determine interest rates, click here.
Partners Financial FCU members are eligible to make extra payments on their auto loans at no extra cost.
You can trade-in your car at any time, regardless of whether or not your auto loan is completely paid off. However, you will still be responsible for paying off your loans by the appointed term date.
Partners Financial FCU is proud to provide members with both home banking and mobile banking services. By following a set schedule and setting aside an allotted amount of money per month, you can successfully use both in-person and online services to pay off your auto loans on time.
From experienced borrowers to those purchasing a car for the very first time, Partners Financial FCU is dedicated to helping members get there faster, safer, and more reliably than ever before.
Take the first step towards auto loan pre-approval when you call or visit one of our branches today.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S.Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
1200 New York Avenue
Glen Allen, VA 23060
Phone (804) 649-2957
Fax (804) 261-4181
400 North 8th St., Suite 117
Richmond, VA 23219
Phone (804) 649-2957
Fax (804) 649-2962
14901 Dogwood Villas Drive
Chesterfield, VA 23832
Phone: (804) 649-2957
Fax: (804) 608-8222
8721 Staples Mill Road
Richmond, VA 23228
Phone: (804) 649-2957
Fax: (804) 515-5840
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