Current Deposit Rates

Partners Financial Federal Credit Union offers exceptional rates on certificates and money market accounts! NCUA insured up to $250,000.

Share Certificates Money Market Accounts

Share Certificates

Deposit Rates Effective February 8, 2021

Investment Range	Time Period	Rate	APY*
$1,000 and up	6 months	0.20	0.20
$1,000 and up	1 year	0.30	0.30
$1,000 and up	2 years	0.40	0.40
$1,000 and up	3 years	0.50	0.50
$1,000 and up	5 years	0.60	0.60

*APY = Annual Percentage Yield

Account Limitations:
– Allowed up to two (2) withdrawals
Early redemption penalty on Certificates up to 1 year (up to $9,999): $100
Early redemption penalty on Certificates up to 1 year ($10,000 & up): $250
Early redemption penalty on Certificate terms 1 year or greater (up to $9,999): $250
Early redemption penalty on Certificate terms 1 year or greater ($10,000 & up): $350
Rates subject to change without notice. Fees may reduce earnings.

Money Market Accounts

Investment Range	Rate	APY*
$3,000 – $24,999	0.10	0.10
$25,000 – $74,999	0.15	0.15
$75,000 and over	0.20	0.20

*APY = Annual Percentage Yield

Dividend Information:
Dividends are calculated on the average daily balance; there will be a monthly crediting of dividends. The rate is variable, with the potential frequency for the rate changes being monthly. There are no limitations during the life of the account.

Minimum Balances:
Minimum daily balance of $3,000 must be maintained to avoid service fees and retain the annual percentage yield.

Account Limitations:
If the Money Market account drops below $3,000 more than once per quarter, the balance will be transferred to a regular share account and the Money Market account will be closed, unless specifically approved by the manager. On joint accounts, either party may close the account.

Fees:
Overdraft fee: $39.00
Excessive withdrawal fee: $25.00
Low balance fee: $15.00 per month when balance is below $3,000.

Rates subject to change without notice. Fees may reduce earnings.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S.Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Contact Us

P.O. Box 2980,
Henrico, VA 23228

1-800-321-5617
804-649-2957

Virginia Center Branch

1200 New York Avenue
Glen Allen, VA 23060
Phone (804) 649-2957
Fax (804) 261-4181

Federal Building Branch

400 North 8th St., Suite 117
Richmond, VA 23219
Phone (804) 649-2957
Fax (804) 649-2962

Woodlake Branch

14901 Dogwood Villas Drive
Chesterfield, VA 23832
Phone: (804) 649-2957
Fax: (804) 608-8222

Staples Mill Road Branch

8721 Staples Mill Road
Richmond, VA 23228
Phone: (804) 649-2957
Fax: (804) 515-5840

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