About Us

Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.  Over the past 60 years, the story of Richmond Federal Credit Union, now Partners Financial Federal Credit Union, has been one of growth and innovation.

A Look Back…

1989 Name changed to Richmond Federal Credit Union
1990 Merger with Miller & Rhoads Credit Union
1995 Merger with 1st Baptist Church of South Richmond Credit Union
1995 Moved credit union office to the Federal Building (City of Richmond)
2003 Opened a new branch in Chesterfield County
2003 Merger with Department of Internal Revenue Credit Union
2005 Opened a new branch in Henrico County
2005 Merger with Southern States Federal Credit Union
2005 Name changed to Partners Financial Federal Credit Union
2007 Merger with C&O Federal Credit Union
2008 Received Community Charter for City of Richmond, Chesterfield County, Hanover County, and Henrico County
2009 Merger with Reymet Community Federal Credit Union

Interested in representing your credit union?

Partners Financial Federal Credit Union’s Nominating Committee is looking for candidates for our Board of Directors and Supervisory Committee.

 Any member in good standing who is interested in volunteering for the Board or Supervisory Committee should submit a resume via email to the Nominating Committee Chairman at:


 Attendance at one or more meetings per month is required. All positions are volunteer only.

Board of Directors 2021-2022


Lacy Whittaker

Vice Chairman

Keith Ebbeskotte


Cathy Outland




Kevin Headley

Gail Davis

Reginald Walker

Gary Rafferty



Johnna Muncy

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A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).