Current Deposit Rates

Partners Financial Federal Credit Union offers exceptional rates on certificates and money market accounts! NCUA insured up to $250,000.

Share Certificates Money Market Accounts

Share Certificates

Deposit Rates Effective February 8, 2021

Investment RangeTime PeriodRateAPY*
$1,000 and up6 months0.200.20
$1,000 and up1 year0.300.30
$1,000 and up2 years0.400.40
$1,000 and up3 years0.500.50
$1,000 and up5 years0.600.60
*APY = Annual Percentage Yield

Account Limitations:
– Allowed up to two (2) withdrawals
Early redemption penalty on Certificates up to 1 year (up to $9,999): $100
Early redemption penalty on Certificates up to 1 year ($10,000 & up): $250
Early redemption penalty on Certificate terms 1 year or greater (up to $9,999): $250
Early redemption penalty on Certificate terms 1 year or greater ($10,000 & up): $350
Rates subject to change without notice. Fees may reduce earnings.

Money Market Accounts

Investment RangeRateAPY*
$3,000 – $24,9990.100.10
$25,000 – $74,9990.150.15
$75,000 and over0.200.20
*APY = Annual Percentage Yield

Dividend Information:
Dividends are calculated on the average daily balance; there will be a monthly crediting of dividends. The rate is variable, with the potential frequency for the rate changes being monthly. There are no limitations during the life of the account.
Minimum Balances:
Minimum daily balance of $3,000 must be maintained to avoid service fees and retain the annual percentage yield.
Account Limitations:
If the Money Market account drops below $3,000 more than once per quarter, the balance will be transferred to a regular share account and the Money Market account will be closed, unless specifically approved by the manager. On joint accounts, either party may close the account.
Fees:
Overdraft fee: $39.00
Excessive withdrawal fee: $25.00
Low balance fee: $15.00 per month when balance is below $3,000.
Rates subject to change without notice. Fees may reduce earnings.

1

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

OKCancel

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

OKCancel

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).

Close